Adjustable-Rate Mortgage
Perfect for buyers planning to move or refinance soon, or those comfortable with potential rate changes!
Start with a lower initial interest rate and monthly payment compared to fixed-rate loans for a set period (e.g., 5, 7, or 10 years), after which the rate adjusts based on market conditions.
Why Choose an ARM?
Benefit from lower initial payments during the fixed-rate period, which can make purchasing a home more affordable upfront or free up cash flow. This can be ideal if you expect interest rates to fall or plan to sell before adjustments begin.
ARMs come with rate caps that limit how much your interest rate can increase during each adjustment period and over the lifetime of the loan, offering some protection against extreme payment shocks.
Key Features:
Lower Initial Rate: Starts with a rate typically below fixed-rate options.
Fixed Intro Period: Rate is stable for the first 3, 5, 7, or 10 years.
Rate Adjustments: Rate changes periodically after the fixed period.
Rate Caps: Limits on how high the rate can go.
Looking for lower initial payments?
Ask about our Adjustable-Rate Mortgages today!
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About Us
Our success has been built on consistently offering the lowest possible rates while delivering exceptional customer service. At Loans By Brent, we pride ourselves on treating every client with honesty and integrity.
Company NMLS: #2032286/181106
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2300 W. Sahara Avenue, Suite 800, Office 806, Las Vegas NV 89102
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