USDA Loans

Perfect for low-to-moderate income buyers purchasing homes in eligible rural areas!

Backed by the U.S. Department of Agriculture, this program helps make homeownership affordable in rural communities, often with no down payment required.

Why Choose a USDA Loan?

Buy a home with potentially zero down payment (100% financing) if you meet income and property eligibility requirements.

Access affordable financing specifically designed to support homeownership in designated rural and suburban areas, promoting community growth.

Key Features:

Zero Down Payment: 100% financing often available.

Rural Properties: For homes in USDA-eligible areas. 

Income Limits: Must meet area income requirements (typically ≤115% AMI). 

Guarantee Fees: Includes Upfront and Annual fees.

Dreaming of a home in a rural setting?

Find out if you qualify for a USDA Loan!

Ready To Get Started?

Get Started Below

About Us

Our success has been built on consistently offering the lowest possible rates while delivering exceptional customer service. At Loans By Brent, we pride ourselves on treating every client with honesty and integrity.

Company NMLS: #2032286/181106

Contact Us

  • 2701 East Insight Way, Suite 150
    Chandler, AZ 85286

Brent Womble | NMLS #2032286 | Loans by Brent powered by Barrett Financial Group, L.L.C. | NMLS #181106 | 8485 W Sunset Rd, Suite 202, Las Vegas, NV 89113 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | CT ML-181106 | NV 5091 | TX view complaint policy at barrettfinancial.com/texas-complaint | WI 181106BA & 181106BR | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106 | Visit Barrett Financial Group’s Website

© Copyright 2025. Loans By Brent. All Rights Reserved.