FHA Loans
Perfect for first-time homebuyers or those with less-than-perfect credit or limited savings!
Insured by the Federal Housing Administration (FHA), these loans offer more flexible qualification requirements, including lower down payments and credit score minimums compared to conventional loans.
Why Choose an FHA Loan?
Buy a home with a down payment as low as 3.5% of the purchase price if your credit score is 580 or higher. Even borrowers with scores between 500-579 may qualify with a 10% down payment.
Qualify more easily with FHA's flexible credit guidelines, making homeownership accessible even if you've had past credit challenges. Gift funds can also be used for the down payment.
Key Features:
Low Down Payment: Minimum 3.5% down available.
Flexible Credit: Accessible for scores as low as 500/580.
Government-Insured: Protects lenders, enabling easier qualification.
MIP Required: Includes Upfront and Annual Mortgage Insurance Premium.
Ready to explore flexible financing?
See if an FHA Loan is right for you!
Ready To Get Started?
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About Us
Our success has been built on consistently offering the lowest possible rates while delivering exceptional customer service. At Loans By Brent, we pride ourselves on treating every client with honesty and integrity.
Company NMLS: #2032286/181106
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Brent Womble | NMLS #2032286 | Loans by Brent powered by Barrett Financial Group, L.L.C. | NMLS #181106 | 8485 W Sunset Rd, Suite 202, Las Vegas, NV 89113 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | CT ML-181106 | NV 5091 | TX view complaint policy at barrettfinancial.com/texas-complaint | WI 181106BA & 181106BR | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106 | Visit Barrett Financial Group’s Website
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